PBI INSTITUTE (PBI ASSOCIATION) is independent national and international certification, education, training, research & development institute for PRIVATE BANKERS (MONEY MANAGERS), WEALTH BANKERS, and INVESTMENT BANKERS. PBI INSTITUTE was establish effective 21 Sepember 2018 with Inauguration Ceremony in Headquarter LIAT TOWER Singapore and in Secretariat OFFICE 8 TOWER Jakarta. ALLIANZ WW, ADDACTIS WW, ING Groep WW, CREDIT AGRICOLE WW, LAG FINANCIAL CORP, Ny. Delima Erica, CPB®., CWB®.(+), LAG Property, EURODAVID Consulting, BCA Finance, INDOSURYA Finance, and Jardine Astra CMG Bancassurance Group are the founding members of the PBI INSTITUTE and will continue to be our leaderships in these stages of growth.
Picture a disciplined process for managing your investment accounts that seeks to capture growth when the market is rising but also aims to help protect capital when the market is falling. The Grow & Protect Strategy is aimed at mitigating the roller coaster ride that comes when the economy experiences substantial corrections and bear markets. As the name implies, Grow & Protect places as much weight on protecting wealth as it does growing wealth.
We deploy a disciplined process which combines robust thorough fundamental research with the latest quantitative tools to implement a strict sell and re-entry discipline.
Step 1: Our fundamental research utilizes research teams from various investment managers, brokerage firms and private analysts to ascertain the latest trends and changes in our economy and the global macro-economic environment.
Step 2: We further work with our research sources and technology to narrow the candidates of companies and pooled investments who pass our fundamental proprietary filters.
Step 3: Our quantitative analysis tools are then run, taking advantage of the latest technology to find patterns and trends as an additional tool to aid our human decisions for entry and exit points.
Step 4: Monitor, evaluate and communicate. We closely monitor the strategy to be sure the strategy is working as intended over full market cycles for the long term results we seek.
Please understand we are not saying any strategy can find the perfect top or bottom to assure success or guarantee against a loss. We do believe our clients are people who have already amassed their primary wealth and do not wish to take unnecessary risk and exposure to losses which could negatively affect their ability to pursue their long term goals.
Imagine as part of your overall portfolio an investment strategy with the potential to thrive in any market climate—be it bull, bear, or flat. Imagine access to a wide range of instruments and regions as they seek to obtain superior absolute returns uncorrelated with traditional markets.
We utilize managers who thoughtfully invest in highly liquid and illiquid markets in which they carefully evaluate futures, real estate, oil & gas, commodities, metals, and other income opportunities. As part of your portfolio, you have the option to employ a diverse set of these carefully selected alternative investments in an effort to help create portfolio stability and/or generate income where suitable and appropriate for your circumstances. Of course, there is no guarantee that any investment will achieve its objectives, generate profits or avoid losses.
Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.
Envision guaranteeing a portion of your assets and income to reduce worry that you, your family, your business, or your favorite charity might/will suffer due to unforeseen events. We all prefer to imagine the bright side of life; for us at YBFP that is the only long view to have.
As your advocate, however, it is our role to also help you foresee what will happen to your wealth, your family, and your goals when you, or the world around you, experiences bumps in the road. What if those bumps become serious pot holes every 3–7 years? If so will your plan last in spite of the adversity. Without bias, we educate you on the options for transferring risk to highly rated insurance companies.
This education includes attributes, detriments, risk, and fees so you can make an informed decision that is most comfortable and appropriate for you with the understanding that any guarantees are dependent on the claims paying ability of the insurer. We will present all options- good and bad; clients want to be educated, not sold and have the right to choose.